- » Houseowners - Buildings
Fire & Allied Perils including:
Falling Trees/Branches, Falling Aerials or masts, Repairs of Pipes from main sewer and home following blockage of pipes, Rent during repairs of Home following insured damage.
Owner's Liability:
Liability as owner towards third parties for bodily injury and/or property damage incl. legal costs - Liability as owner of private residence previously owned, occupied or leased.
Extended Accidental Damage: Any Accidental Damage in addition to the
above.
to a limit of: Rs2.5M.
- » Householders - Contents
Household Goods, Personal Effects, Tenant’s Fixtures & Fittings, Aerials & Masts belonging to the Insured’s or a member of his/her Household ... etc. to a limit of Rs500,000.
Tenant's Liability: Legal liability as Tenant for damage to the Building caused by an event insured to a limit of Rs2.5M.
Domestic Servants: Legal liability towards Domestic Servants to a limit of Rs5M
Family Public Liability: in Mauritius (including as occupier of any building used as temporary holiday accommodation) to a limit of Rs5M.
- » All Risks
Accidental loss or damage in Mauritius covering: Unspecified Personal Possessions (incl. Jewellery, Gold, Silver, Precious Metals, Watches, Binoculars … and other personal possessions normally worn or carried on the person but not guns, clothes, tools and camping equipment.
Named Items:(any other article not exceeding Rs10,000 in value unless declared and agreed)
Sports Equipment & Clothing
Pedal Cycles
Stamp Collections
to a Limit of: Rs100,000.
- » Money & Credit Cards
Accidental Loss of Money belonging to Insured or a member of his/her family anywhere in the World to a limit of Rs50,000.
Financial loss following misuse of credit cards to a limit of Rs50,000.
- » Freezer Contents
Deterioration of food or drink caused by a change in temperature of the freezer or refrigerator contamination by accidental escape of refrigerant or refrigerant fumes to a limit of Rs10,000.
EXCLUDING deterioration resulting from the deliberate act of the supply authority.
- » Family Personal Accident
Covered Persons : the Insured, (100% of Benefits) his/her spouse (50% of Benefits) & Children up to 18 years (10% of Benefits)
Death - limit Rs1M.
Permanent Disablement - limit Rs1M.
Temporary Disablement: up to 3 months (Insured only) - limit Rs 150,000.
- » Amateur Golfers
> Accidental Breakage of Clubs whilst playing
> Loss or damage to Golf Equipment by Fire, Lightning, Explosion or Theft whilst in any Club-House or anywhere in Mauritius.
> Hole-in One
- » Family Legal Protection
Legal fees and costs of Legal proceedings incurred by an insured person or a member of his/her family including compensation payable under the Data Protection Act for financial loss only and not otherwise recoverable.
Limit: Rs100,000.
- » Surgical Expenses
Incurred for surgical operations of Insured or a member of his/her family following accidents or illness.
Limit : Rs50,000 any one event or Rs100,000 any one period for a whole family.
- » Purchase Protection & ATM Theft
The benefits and assistance services under this section are operated and provided by AXA Assistance:
Purchase Protection: Loss through fire, theft or accidental damage to an Eligible item within 180 days of purchase.
ATM Theft: If insured is robbed and cash withdrawn from an ATM with a Credit/Debit card is stolen within 500 mts of the ATM.
- » Home Assistance
Another Product provided by AXA Assistance:
Home Assistance: On Insured’s request AXA will send a service provider (e.g. plumber, electrician, carpenter, gardener, glass repairer, veterinary babysitter … etc.).
N.B : The fees for the services and costs for parts or materials will be paid in full by the Insured.
